A lot of people have insurance on expensive items such as cars and diamond wedding rings. However, some celebrities insure more than just the items they buy. There are people who go to extremes and take out insurance policies on their body parts!
In Hollywood, money comes from your ability to perform. If you lose that ability, you won’t make money. Although there is some sense to this logic, some people take it a bit too far. From chest hair to taste buds, check out these celebrities who took out ridiculous insurance policies on parts of their body.
America Ferrera: Teeth
America Ferrera is a well-known actress. She played in many films throughout the 2000s including Gotta Kick It Up and Sisterhood of the traveling pants. However, there is one thing we didn’t know about this actress.
The Ugly Betty star actually had her teeth insured by Aquafresh! This was done as a charity promotion, but if something happens to her teeth, she had $10 million coming her way.
Miley Cyrus: Tongue
Whether you love her or hate her, Miley Cyrus is one of the biggest names in Hollywood. You stirred up a lot of controversy in 2013. Miley spent that year naked, and her tongue was everywhere.
She was licking hammers in music videos, and she stuck out her tongue in literally every photo. The pop star decided a great career move was to ensure her tongue for a million dollars.
J-Lo: Bum
I guess you can say that Jennifer Lopez ‘brought booty back.’ She wasn’t a stick figure like most celebrities, and her signature booty was why people were so drawn to her. She was proud of her curves.
By now, we all see passed her body. She proved herself as a powerful and talented woman. However, that didn’t stop her from insuring her booty. Reportedly, the insurance policy is between $27 million and $300 million.
Heidi Klum: Legs
Heidi Klum is a gorgeous Victoria Secret model who has an insurance policy out for her legs. I guess legs are very important when you’re a model, but isn’t the rest of your body important too?
Her legs are insured for $2.2 million. Interestingly, the insurers take this very seriously. Since she has a small scar on her knee, her left leg is worth $200,000 less than her right leg.
David Beckham: Legs
David Beckham is a British former professional soccer player. He is known for his legs, and he insured each one of them for $35 million dollars! This isn’t as ridiculous as the insured body parts.
Beckham’s insurance is for injury or disfigurement. Playing sports ups your chances of getting injured. Since Beckham is also a model, this insurance policy kind of makes sense.
Cristiano Ronaldo: Legs
Cristiano Ronaldo is a well-known Portuguese professional soccer player and captains the Portugal national team. However, in 2009, Real Madrid made a shocking public announcement.
They claimed to have insured Cristiano Ronaldo’s legs for a whopping $144 million! You know, it’s just in case a foul leaves him with a permanent injury. With that amount of money, he could probably buy a new leg.
Betty Grable: Legs
Strangely, insurance on legs is not rare in Hollywood. It’s actually bizarre how common it is. What you may not know is that this trend dates all the way back to the 1940s!
Betty Grable was an actress and classic pinup girl back in the day. The talented model wanted to protect her trademark legs with a $1 million insurance policy. This is where the phrase “million-dollar legs” came from.
Daniel Craig: Whole Body
Daniel Craig is an English actor. He played James Bond in the 2008 movie Quantum of Solace. Instead of getting a stunt double, Craig insisted on doing almost all of his own stunts.
Since Craig didn’t budge, the producers ensured his entire body for $8 million dollars! Seems to me, the producers didn’t have that much faith in Daniel doing his own stunt work.
Egon Ronay: Taste buds
Egon Ronay is a pretty well-known Hungarian-British food critic. In the 1950s and 1960’s he published a series of guilds to British and Irish restaurants and hotels.
This guy took a $400,000 ridiculous insurance policy on his taste buds. We thought it was weird when Miley Cyrus insured her tongue, but somehow this is stranger. Supposedly, his taste buds are worth over a million dollars now.
Ben Turpin: Eyes
Ben Turpin was a famous silent film comedian all the way back in the 1920s. He was also the first celebrity to take out an insurance policy on one of his body parts.
The comedian took out a rather strange insurance policy for $25,000 on his eyes! He would receive the money if his trademark eyes ever uncrossed. I think most cross-eyed people would be happy if their eyes uncrossed, but what do I know?
Ilja Gort: Nose
Ilja Gort is a famous European winemaker and taster. Even though he has the coolest job ever, Gort decided to take out an insurance policy on his nose. The question is, why?
Gort heard about a man who lost his sense of smell in a car accident. Terrified that this might happen, Gort insured his nose for five million Euros! Since his sense of smell is essential for his career, this kind of makes sense.
Bruce Springsteen: Voice
Twenty time Grammy winner Bruce Springsteen is known for his singing voice. In the late 80s, Springsteen was able to take out an insurance policy for his voice!
This is rather strange because a voice isn’t exactly a physical body part. However, it can still be damaged. Since his career is his voice I can see the logic. That voice of his is worth over $30 million today!
Gene Simmons: Tongue
If there is one person who is famous for his tongue, it’s Gene Simmons. That’s right before Miley Cyrus came along KISS’s front-man was contently sticking his tongue out.
Similarly to Cyrus, Simmons insured his extra-long-tongue. With a $1 million insurance policy, KISS fans don’t have to worry about the rock star losing his trademark tongue.
Merv Hughes: Mustache
Merv Hughes is a talented Australian cricket player. However, he is more recognized by his signature mustache. During his time on the Australian national cricket team, he insured his ‘stache.
The insurance policy was for his handlebar mustache was for $317,000. Someone should tell him that its hair. If god forbid something happens to his mustache, it will grow back!
Bette Davis: Waist
Bette Davis is a classic Hollywood actress. Known as one of the best actresses in TV history, this starlet was the first woman ever to be awarded the Lifetime Achievement Award.
Known for her small waist, Davis insured it against weight gain for $28,000. Today, her famous waist is worth over $400,000. I wish I got money every time I gained weight.
Jimmy Durante: Nose
Jimmy Durante was quickly recognized by his large nose. In the 1930’s he received the nickname “The Schnozzola” because of his nose. Durante wanted to make sure his biggest asset was protected.
Although most people try and tone down the nose, Jimmy Durante was proud of his. “The Schnozzola” took out an insurance policy of $140,000 for his oversized nose.
Troy Polamalu: Hair
Troy Polamalu is a former Pittsburg Steelers player and a spokesperson for Head & Shoulders shampoo. The football star is more famous for his long black curly hair.
Head & Shoulders wanted to keep Troy’s three feet of hair safe, so they put out a $1 million insurance policy for the long locks. Do they not realize that hair grows back?!
Mariah Carey: Legs and Voice
It’s not shocking to hear that Mariah Carey joined the Hollywood trend of insuring body parts. However, in her defense, the razor company, Gillette took out an insurance policy for the singer’s legs.
Carey was the spokeswoman for Gillette during their “Legs of a Goddess” campaign. Her Godlike legs were insured for $35 million each! She also personally took out another $35 million insurance policy for her voice.
Keith Richards: Hands
Some of these insurance policies can get a bit out of hand. Keith Richards is no exception. As part of the rock band Rolling stones, it makes sense that the guitarist would want to take out an insurance policy on his money-making hands.
However, it has been reported that Richard’s $1.6 million insurance policy was only for his left middle finger. Someone should tell him he needs more than one finger to play guitar.
Tom Jones: Chest Hair
British singer Tom Jones is famous for his unbuttoned shirts. The Daily Mirror reported that Jones bought a $6.8 million insurance policy for his chest hair! I guess people don’t know what to do with their money.
Jones denied all these claims stating, “I’d shave my own bloody chest hair off for seven million dollars.” So would I Jones! I just hope he is telling the truth because this one is a little too ridiculous if you ask me.
Rihanna: Legs
Rihanna is another gorgeous celebrity who wanted to protect her greatest assets. Rihanna stated that “I work with a trainer. We work on the arms. I don’t want manly muscular arms. We work out my butt because I love my butt. [But] my legs are my main focus, I’m obsessed.”
So obsessed that she took out a $1 million insurance policy on them! Shouldn’t celebrities just insure their whole bodies at this point? I mean, if something happens to her arm the leg insurance wouldn’t cover it.
Julia Roberts: Smile
Julia Roberts is an iconic and gorgeous actress. Just by looking at her, you can tell she has a million-dollar smile! However, this starlet actually has a $30 million smile!
That’s right. The pretty Woman star took out a $30 million insurance policy on her stunning smile. This makes her have one of the most expensive body parts in Hollywood.
Angela Mount: Taste Buds
Angela Mount is a wine expert who was probably incredible at her job. Her employer decided to take out a $16 million insurance policy for her taste buds. Seems like a nice boss!
Not only does Angela get to drink wine for a living, but her taste buds are worth millions. I wonder how much money my taste buds would be worth. Maybe I should change career paths and become a wine taster.
Taylor Swift: Legs
Taylor Swift seems like a very down to earth celebrity. It’s a little bit surprising to see this relatable singer insure body parts! Nonetheless, she supposedly insured her legs for $40 million!
Swift was originally going to insure her voice. However, she thinks that her performances helped her gain more recognition. This led her to ultimately choose to insure her legs over her voice.
Dolly Parton: Chest
Dolly Parton is a beloved and talented country singer who has been the entertainment industry for years. That girl really knows how to put on a show, but she is known for something else too.
That’s right. Her 40 DD chest! The singer took out a $600,000 insurance policy on her chest in 1970. However, it’s been reported that now her famous chest could be worth up to four million dollars!
Madonna: Chest
Madonna is an iconic pop star who is still making music today. She believes that her breasts are the reason for her fame, and it would affect her career if something ever happened to them.
Therefore, she decided to take out a $12 million insurance policy on her breasts. After consideration, the insurance company only agreed to a $2 million policy on the star’s cleavage.
Kim Kardashian: Bum
Well here is a shocker. I don’t think anyone is surprised to see Kim Kardashian on this list. However, it was actually Kanye West who took out this $21 million insurance policy.
Back in 2014, when Kim and Kanye were only engaged, he decided to insure her butt. Reportedly, Kanye wanted to make sure his wife would be secure if something were to happen to her moneymaker.
Gennaro Pelliccia: Taste Buds
You would be surprised to find out how many people have insurance for their taste buds. Costa Coffee took out a $15 million insurance policy for Gennaro Pelliccia’s taste buds.
As a chef, tasting is a crucial sensory skill. Pelliccia expressed how 18 years of experience enabled him to distinguish over a thousand different flavors! I guess this investment was worth it.
Kylie Minogue: Bum
Kylie Minogue is an Australian pop star; she is known for her sense of style and music. Did you know this fashion icon took out a $3 million insurance policy on her butt?
She was once named the ‘princess of pop,’ however, it wasn’t her voice that she insured. When asked about this Kylie responded with “I don’t get what all the fuss is about.” Because insuring your butt is completely normal.
John Schnatter: Hands
If you don’t know who John Schnatter is, let me make this easy for you. He is the one and only Papa John. Yes, Papa John’s pizza. He founded the delicious pizza company in 1874.
When you’re job is making pizza, it’s important to take care of your hands. John Schnatter wanted to protect his hands but taking a whopping $15 million insurance policy!
Matt Harvey: Right Arm
Matthew Edward Harvey is a baseball player who has been nicknamed The Dark Knight. Due to his successful career, the pitcher decided to take out an insurance policy for his right arm.
Harvey’s insurance policy wasn’t as ridiculous. There is no price on it. It’s just that in the event of a career-ending injury, he will receive the amount of money that the injury would cause him to lose.
Angie Everhart: Legs
Angie Everhart is a former model who appeared in multiple Sports illustrated Bathing suit issues throughout the ’90s. During that same decade, she was in a Schick razor commercial.
Similarly to Mariah Carey, the company took out a $1 million insurance policy for the model’s legs. Good thing she didn’t have to pay for it, but we hope nothing happens to her legs!
Michael Flatley: Legs
Michael Flatley is a choreographer and of course, a former dancer. As a dancer, you rely on your legs to work. So, it’s no surprise that Flatley took out an insurance policy for his legs.
During his time as a dancer, Michael insured his legs for a whopping $39 million! Luckily, nothing happened to his legs. However, some people would be willing to break their own leg for that kind of money.
Oliver Lewis: Fingers
Oliver Lewis founded the music group, Deviations Project. However, he is more recognized as the “world’s fastest violinist.” He even broke the Guinness World Record for the fastest performance of the Flight of the Bumblebee.
So it comes as no surprise that he insured his money-making fingers at $100,000. He is very careful and doesn’t want to damage his fingers. “My fingers are the tools of my trade, and I’d be lost without them.”
Adam Lambert: Vocal Cords
We all remember Adam Lambert as a talented contestant on American Idol. The singer was not shy and publically stated that he took out an insurance policy for his vocal cords.
Unlike most celebrities, he didn’t even try to deny the $48 million insurance, which is refreshing. He stated, “That’s my bread and butter man, I got to ensure this.” Who can blame him?
Nicki Minaj: Bum
Nicki Manaj is a well-known and talented superstar! She used to be a regular girl with an uninsured butt like the rest of us. That changed in 2014 when her song “Anaconda came out.
After her huge hit song took over the charts, the rapper decided that she needs to protect that money-making butt of hers. She took out an insurance policy of a staggering $27 million.
Charlie Chaplin: Legs
Charlie Chaplin was an English comic actor. The talented star is mostly remembered for his silent films and dance moves. As a dancer, Chaplin’s legs were very important and he wanted to insure them.
In 1915, the legendary actor took out an insurance policy for his dancing feet! The policy was about $150,000. This amount was a fortune back in the 1920s.